Welcome to Fuller Theological Seminary Student Health Insurance
As a part of Fuller Seminary’s commitment to fostering a healthy community, Fuller offers a medical and dental plan to students in order to maintain basic health coverage, given minimum requirements are met. While enrollment is not mandatory for all students, a select few academic programs do have mandatory requirements for students to maintain basic health coverage.
Students required to meet this requirement can do so by purchasing health insurance through Fuller’s Student Health Insurance (SHI) office OR by completing an online waiver and demonstrating proof of comparable health insurance once per academic year. This excludes F1 or J1 International students.
Enrollment in the student health insurance plan is processed each quarter online at the time of class registration in the Register For Classes Module located on the Current Students Homepage. Students complete course enrollment and then click on STEP 4 to enroll in the SHI plan or Waive Out of the plan.
Health insurance fees are applied to the students account and are due by the first Friday of the first week of the quarter unless payment arrangements are made with the Student Financial Services (SFS) Department.
Enrolling In The Plan
Enrolling in the Fuller-sponsored plan is not mandatory for Domestic students. However, the following students are required to enroll in the plan or provide proof of comparable coverage by completing an online waiver:
- Ph.D. Level Students
- School of Psychology Students-Pasadena campus only
- F1 & J1 International Students (online waiver is not available to International students)
Failure to adhere to Fuller’s Health Insurance requirement to enroll or waive out by the waiver deadline will result in default enrollment and the student account charged the insurance fee.
Masters-level students and students enrolled in other advanced degree programs are eligible to enroll in the medical plan as long as the 8 unit course requirement and Southern California residency requirement is met.
*Due to COVID-19, Aetna Insurance is temporarily offering student health insurance coverage to all Fuller students who meet the 8-unit per quarter course requirement for the 2021-2022 academic year. This includes online-only students and domestic students that reside outside of Southern California. Out-of-state domestic residents interested should contact the Student Health Insurance Department at shi@fuller.edu to complete the enrollment application. Please note the out of state coverage is subject to change as determined by Aetna Insurance.
Enrollment Deadline Dates
Fall - 10/7/22
Winter - 01/06/23
Spring - 04/07/23
Summer - 06/23/23
Waiving Out Of The Fuller Sponsored Plan
Online waivers are completed once per academic year during class registration. Failure to complete a waiver or enroll will result in default enrollment into the Fuller sponsored plan and the student account charged the insurance fee.
The following students are required to complete an online waiver by the waiver deadline:
- Ph.D.- Level Students - Southern California residents
- School of Psychology Students - Pasadena campus only
Masters-level students, students enrolled in other advanced degree programs, and students residing outside of Southern California ARE NOT required to waive out of the plan.
Waiver Deadline Dates
Fall - 10/07/22
Winter - 01/06/23
Spring - 04/07/23
Summer - 06/23/23
2022 - 2023 Fuller Student Health Insurance Plan Highlights
- Aetna Insurance Domestic Student Plan Summary of Benefits
- Aetna Insurance International Student Plan Summary of Benefits
- United Concordia Dental (DHMO) Plan Summary of Benefits
Academic Year Plan Coverage Dates
Fall - 09/20/22 - 12/19/22
Winter - 12/20/22 - 03/19/23
Spring - 03/20/23 - 06/19/23
Summer - 06/20/23 - 09/19/23
DOMESTIC STUDENTS
AETNA OPEN CHOICE PPO PLAN
PRINT INSURANCE CARD (Use G# to access card information)
- 2022-2023 Aetna Insurance Domestic Student Plan Overview
- 2022-2023 Aetna Insurance Domestic Student Plan Brochure (English)
- 2022-2023 Aetna Insurance Domestic Student Plan Brochure (Korean)
- 2022-2023 Aetna Insurance Domestic Student Plan Brochure (Spanish)
Coverage Level and Price
Student Only - $1,110.00
Add Spouse - $1,110.00
Add 1 Child - $1,110.00
Add 2 or more Children - $2,220.00
All prices are per quarter for the academic year and a $20.00 administration fee will be added to the Student Only plan.
DEPENDENT ENROLLMENT
Fuller allows the enrollment of dependents by completing enrollment directly with Academic HealthPlans, Fuller's Plan Administrator. For a dependent to receive coverage, a student must first enroll in the plan and pay fees in full by the add/drop period of the quarter. Once payment verification is confirmed, Fuller will submit proof of student enrollment to Academic HealthPlans, and the dependent's enrollment can be processed. Students must pay health fees for dependents to Academic HealthPlans at the time of enrollment. The link to enroll a dependent is located on the Student Health Insurance enrollment tab or you can request enrollment once you have enrolled in the plan.
Once a dependent has been enrolled with Academic HealthPlans, all questions about a dependent's coverage or benefits will be directed to Academic HealthPlans. If you have any questions about the dependent enrollment process please email the Student Health Insurance office at shi@fuller.edu.
Additional Domestic Student Plan Information
- Create your online Aetna Domestic plan account.
- “How To Use Your Aetna Insurance Plan"
- Find an In-Network Doctor, Facility, or Pharmacy.
- Behavioral Health Services information
- Determine if Pre-Certification is required for a Medical or Behavioral Health service.
- Maternity Benefit information
- Telehealth Service information
- Prescription information
- Medical Claim Form (only needed for out-of-network providers)
- Additional Resources and Forms
- Common Plan Exclusions and Limitations
AETNA Open Choice PPO Plan International Students Group Number: 686219
AETNA Open Choice PPO Plan Claim Address and Customer Service Phone #: 1-877-480-4161 (8AM - 8PM PT)
Aetna Health Insurance
P.O. Box 981106
El Paso, TX 79998
1-877-480-4161 (8AM - 8PM PT)
INTERNATIONAL STUDENTS
AETNA OPEN CHOICE PPO PLAN
PRINT INSURANCE CARD (Use G# to access card information)
- 2022-2023 Aetna Insurance International Student Plan Overview
- 2022-2023 Aetna Insurance International Student Plan Brochure (English)
- 2022-2023 Aetna Insurance International Student Plan Brochure (Korean)
- 2022-2023 Aetna Insurance International Student Plan Brochure (Spanish)
Coverage Level and Price
Student Only - $713.25
Add Spouse- $713.25
Add 1 Child- $713.25
Add 2 or more Children- $1,426.50
All prices are per quarter for the academic year and a $20.00 administration fee will be added to the Student Only plan.
DEPENDENT ENROLLMENT
Fuller allows the enrollment of dependents by completing enrollment directly with Academic HealthPlans, Fuller's Plan Administrator. For a dependent to receive coverage, a student must first enroll in the plan and pay fees in full by the add/drop period of the quarter. Once payment verification is confirmed, Fuller will submit proof of student enrollment to Academic HealthPlans, and the dependent's enrollment can be processed. Students must pay health fees for dependents to Academic HealthPlans at the time of enrollment. The link to enroll a dependent is located on the Student Health Insurance enrollment tab or you can request enrollment once you have enrolled in the plan.
Once a dependent has been enrolled with Academic HealthPlans, all questions about a dependent's coverage or benefits will be directed to Academic HealthPlans. If you have any questions about the dependent enrollment process please email the Student Health Insurance office at shi@fuller.edu.
Additional International Student Plan Information
- Create your online Aetna International plan account.
- “How To Use Your Aetna Insurance Plan"
- Find an In-Network Doctor, Facility, or Pharmacy.
- Behavioral Health Services information
- Determine if Pre-Certification is required for a Medical or Behavioral Health service.
- Maternity Benefit information
- Telehealth Service information
- Prescription information
- Medical Claim Form (only needed for out-of-network providers)
- Additional Resources and Forms
- Common Plan Exclusions and Limitations
AETNA Open Choice PPO Plan International Students Group Number: 686224
AETNA Open Choice PPO Plan Claim Address and Customer Service Phone Number: 1-877-480-4161 (8AM - 8PM PT)
Aetna Health Insurance
P.O. Box 981106
El Paso, TX 79998
1-877-480-4161 (8AM - 8PM PT)
Aetna Plan Resource Information
- Doctors: You may receive care from any doctor or hospital. But the Plan pays more — and you pay less — when you use an in-network doctor (see find a doctor above).
- Routine Office Visits: When you go to an AETNA doctor for a routine office visit, you pay a copay. If you have additional care, such as lab work or x-rays, they will be subject to the plan’s deductible and coinsurance. Students should also confirm that services DO NOT require Pre-Certification for medical treatment.
- Emergency & Urgent Care Services: Non-Emergency care in a hospital emergency room is not covered. Non- Urgent Care services in an urgent care are not covered.
- Prescription Drugs: When you use an Aetna In-Network pharmacy, you will be charged the lesser of the drug cost or a flat copay as long as you use a contracted pharmacy.
- Other Covered Services: You first pay an annual deductible (per person). Then the Plan pays their % when you use providers in the Aetna Open Choice PPO network.
- Out-of-Pocket Maximum: Once your costs reach the annual out-of-pocket maximum, the Plan pays 100% for eligible services for the rest of the policy year.
- FAQs: Frequently Asked Questions about the Aetna plan and Glossary of Terms.
- Other Plan Offers: Discount services and offers with the Aetna plan.
- Non-Discrimination Notice and Accessibility Notice
- IRS Information: 1095 Statements sent to students for IRS FAQs for individual tax filers
Additional Travel Coverage for Domestic and International Students
Click here for information on the supplementary travel coverage included with your purchase of the Aetna Open Choice plan offered by Academic HealthPlans (AHP). This plan does not cover International students traveling to their home country.
DENTAL COVERAGE
Dental coverage is voluntary and available to both Domestic and International students. Students must reside in Southern California and be enrolled in at least one course in order to be enrolled in the plan. Enrollment is completed each quarter directly with Academic HealthPlans (AHP) by clicking on the Enrollment link below or by contacting AHP directly at (855) 844-3001. Students should be prepared to pay dental insurance premiums via check or credit card at the time of enrollment.
Academic Year Dental Plan Coverage Dates
Annual Coverage - 10/1/22 - 09/30/23
Fall - 10/1/22 - 12/31/22
Winter - 1/1/23 - 03/31/23
Spring - 04/1/23 - 06/30/23
Summer - 07/1/23 - 09/30/23
2022-2023 United Concordia Dental Plan Overview
2022-2023 United Concordia Dental Brochure
2022-2023 United Concordia Schedule of Benefits
Coverage Level and Price
Annual Rates (only offered during the Fall quarter)
Student - $225.09
Add Spouse - $155.35
Add 1 Children - $155.35
Add 2 or more Children - $310.70
Quarterly Rates
Student - $56.27
Add Spouse - $38.84
Add 1 Child - $38.84
Add 2 or more Children - $77.68
DENTAL ENROLLMENT
*Enrollment links will only be available during the enrollment period.
Additional Dental Plan Information
- Visit the United Concordia Plus Dental Insurance website
- Information on the United Concordia Plus Mobile App
- “How My Dental Plan Works”
- Find In-Network Dentists in the United Concordia Dental plan - Dentists are assigned by the plan based on your address. You may change Dentist by contacting United Concordia directly after enrollment is confirmed and request a new doctor or provide the name of an in-network dentist from the list.
- United Concordia Claim Forms and Information
United Concordia Plus (DHMO) Annual Enrollment Group Number:
Fuller Theological Seminary 005898514001000
United Concordia Plus (DHMO) Quarterly Enrollment Group Number:
Fuller Theological Seminary 005898514000000
United Concordia Plus (DHMO) Plan Claim Address and Customer Service Phone#:
United Concordia
P.O. Box 69421
Harrisburg, PA 17106-9421
1-866-357-3304 (5AM-5PM PST)
For more information about Fuller’s student health insurance plans you may also visit the carrier websites or our Administrator Academic HealthPlans:
Aetna Insurance Domestic Student Plan
Aetna Insurance International Student Plan
United Concordia Dental (DHMO)
If you have enrolled in the medical plan and additional questions about coverage benefits please contact Aetna’s Customer Service at 1-877-480-4161. If you have enrolled in the dental plan and have additional questions about dental benefits you may also contact United Concordia customer service at 1-866-357-3304. You may also contact Fuller’s student health insurance administrator Academic HealthPlans (AHP) at 1-855-844-3001 for questions concerning the plans as well.
Contact Us
Due to COVID-19, the Student Health Insurance (SHI) office is working remotely and all inquiries should be sent via email to shi@fuller.edu.
Mailing Address
Student Health Insurance Office
Fuller Theological Seminary
135 N. Oakland Ave.
Pasadena, CA 91182
Office Hours
Monday: 10:00 am - 5:00 pm
Tuesday- Friday: 8:30 am-12:30 pm